This website is specifically for UK-based retail investors

The information provided on this website or in any communication containing a link to this site is only for personal information purposes. The contents of this website have not been prepared with any specific investment objective or particular reader in mind. The information provided on this website is not intended for distribution to, or use by, any person in any jurisdiction in any country where such distribution would be contrary to law or regulation. Residents in any such jurisdiction should not act on anything in this website.

Where any opinions are expressed on this website they are only for personal information purposes.

The contents of this website are not intended to, nor do they, provide any financial, investment or professional advice and nothing on the pages of this website shall be regarded as an offer or provision of financial, investment or other professional advice.

We, The Royal Bank of Scotland Plc, are a member of The Royal Bank of Scotland group of companies (the “Group”)." Access to the website or the retrieval of any information set out on the website by a user does not mean that the user becomes a client of any member of the Group. In particular, you should obtain advice from a qualified professional before making any investment decision.

Information in this website on past performance cannot be relied upon as a guide to future performance. You should be aware the value of these investments and any income provided from them can fall as well as rise and you may not get back the full amount you invested. Withdrawals, if permitted under the terms and conditions of your investment, may be subject to a fee and could impact on any capital protection elements of your investment.

The use of this website is subject to the terms and conditions which are accessible here , which you should read carefully. By using this website you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this website.

The Royal Bank of Scotland plc ("RBS"). Registered in Scotland (Registered Number 90312). Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Authorised and regulated by the Financial Services Authority. RBS is entered in the FSA's Register and its Register number is 121882. The FSA's Register can be accessed at www.fsa.gov.uk/register/.

Access to this site is subject to terms and conditions which can be accessed here.